Privacy policy

HerSavings is committed to respecting the privacy rights of users of the Website (all capitalized terms not defined in this notice have the same meanings as in HerSavings’ [Website Terms of Use], which is incorporated herein by reference). HerSavings created this Privacy Policy to give You confidence as You visit and use the Website, and to demonstrate its commitment to fair information practices and to the protection of privacy.

 

This Privacy Policy is only applicable to the Website and not to any Third-Party Websites, which may have data collection, storage and use practices and policies that differ materially from this Privacy Policy. For additional information, see the section concerning Third-Party Websites, below.

 

BY USING THE WEBSITE, YOU REPRESENT AND WARRANT THAT YOU HAVE READ AND UNDERSTOOD, AND AGREE TO THE TERMS OF, THIS PRIVACY POLICY. IF YOU DO NOT UNDERSTAND OR DO NOT AGREE TO BE BOUND BY THIS PRIVACY POLICY, YOU MUST IMMEDIATELY LEAVE THE WEBSITE.

 

Each time You use the Website, the then-current version of this Privacy Policy will apply. Accordingly, each time You use the Website You should check the date of this Privacy Policy (which appears at the end) and review any changes since the last time You used the Website. For additional information, see the section concerning Updates and Changes to Privacy Policy, below.

 

1. CHILDREN’S PRIVACY

 

HerSavings does not solicit or knowingly collect personally identifiable information from children under the age of 13. If HerSavings obtains actual knowledge that it has collected personally identifiable information from a child under the age of 13, HerSavings will immediately delete such information from its database. Because HerSavings does not collect personally identifiable information from children under the age of 13, HerSavings has no such information to use or disclose to third parties.

 

2. INFORMATION COLLECTION PRACTICES

 

a) Traffic Data. Like most website operators, HerSavings automatically gathers information of the sort that browsers automatically make available, including: (i) IP addresses; (ii) domain servers; (iii) types of computers accessing the Website; and (iv) types of Web browsers accessing the Website (collectively “Traffic Data”). Traffic Data is anonymous information that does not personally identify You.

 

b) Cookies. A “Cookie” is a string of information that a website stores on a user’s computer, and that the user’s browser provides to the website each time the user submits a query to the website. The purpose of a Cookie is to identify the user as a unique user of the Website. HerSavings uses Cookies to customize Your experience on the Website to Your interests, to ensure that You do not see the same advertisements or informational messages repeatedly, and to store Your password so You do not have to re-enter it each time You visit the Website. For additional information on HerSavings’ uses of Cookies, see the section concerning Information Use and Disclosure Practices/Traffic Data and Information Gathered Using Cookies, below.

 

IF YOU DO NOT WISH TO HAVE COOKIES PLACED ON YOUR COMPUTER, YOU SHOULD SET YOUR BROWSERS TO REFUSE COOKIES BEFORE ACCESSING THE WEBSITE, WITH THE UNDERSTANDING THAT CERTAIN OF THE SERVICES AND CERTAIN FEATURES OF THE WEBSITE MAY NOT FUNCTION PROPERLY WITHOUT THE AID OF COOKIES. IF YOU REFUSE COOKIES, YOU ASSUME ALL RESPONSIBILITY FOR ANY RESULTING LOSS OF FUNCTIONALITY.

 

c) Web Beacons. “Web Beacons” (also known as clear gifs, pixel tags or web bugs) are tiny graphics with a unique identifier, similar in function to Cookies, and are used to track the online movements of web users or to access Cookies. Unlike Cookies which are stored on the user’s computer hard drive, Web Beacons are embedded invisibly on web pages (or in e-mail). Web Beacons may be used to deliver or communicate with Cookies, to count users who have visited certain pages and to understand usage patterns. For additional information on HerSavings’ uses of Web Beacons, see the section concerning Information Use and Disclosure Practices/Traffic Data and Information Gathered Using Cookies & Web Beacons, below.

 

d) Ad Serving. HerSavings uses third-parties for advertising and analytics for pages that we host. These third-parties may place Cookies on Your machine, use Web Beacons, gather IP addresses and log data to collect traffic and activity data in order to deliver relevant metrics, content, and advertising. The collection of this information by third-parties are subject to such third-parties’ privacy policies. For additional information, see the section concerning Third-Party Websites, below.

 

e) Personal Information. In order for You to use certain of the Services, You may be asked to provide HerSavings certain information that personally identifies You, such as Your name, email address and URL (“Personal Information”). In each case, You will be asked to provide Personal Information; the Website will not gather it surreptitiously. You are under no obligation to provide Personal Information, with the caveat that Your refusal to do so may prevent You from using certain of the Services.

 

f) Information You Make Public. The Website contains features (e.g. message boards) that permit You to upload, post, transmit, display, perform or distribute content, information or other, including Your Personal Information. Any information that You choose to disclose by means of such features becomes public information over which HerSavings is unable to exercise control. You should exercise caution when deciding to disclose Your Personal Information by means of such features, and You agree to assume all responsibility for doing so.

 

3. INFORMATION USE AND DISCLOSURE PRACTICES

 

a) Traffic Data and Information Gathered Using Cookies

 

HerSavings analyzes Traffic Data and information gathered using Cookies and Web Beacons to help HerSavings better understand who is using the Website and how they are using it. By identifying patterns and trends in usage, HerSavings is able to better design the Website to improve Your experience, and to serve You more relevant and interesting content and advertisements. From time to time, HerSavings may release Traffic Data and information gathered using Cookies and Web Beacons in the aggregate, such as by publishing a report on trends in the usage of the Website. HerSavings does not attempt to link information gathered using Cookies or Web Beacons to Personal Information.

 

b) Personal Information

 

(i) Generally. HerSavings uses Your Personal Information to send You information about HerSavings and HerSavings’ products and services, and to contact You when necessary in connection with the Services.

 

(ii) Disclosure Practices

 

Except under the following circumstances, HerSavings will keep Your Personal Information private, and will not sell or otherwise share it with third parties:

 

Disclosure in Connection with Services. HerSavings discloses Personal Information to those who help it provide Services, including those who perform technical, administrative and data processing tasks such as hosting, billing, fulfillment, and data storage and security.

 

License to User Content. As stated in the Website Terms of Use, by using the Website, You grant the HerSavings Parties the right to publish Your name and any username of Yours in connection with the HerSavings Parties’ exercise of their license in and to Your User Content. You further waive any claims arising from the HerSavings Parties’ exercise of that right. For additional information, see Terms of Use Section 11, regarding User Content.

 

By Law or to Protect Rights. HerSavings discloses Personal Information when required to do so by law, or in response to a subpoena or court order, or when HerSavings believes in its sole discretion that disclosure is reasonably necessary to protect the property or rights of HerSavings, third parties or the public at large.

 

Business Transfers; Bankruptcy. HerSavings reserves the right to transfer all Personal Information in its possession to a successor organization in the event of a merger, acquisition, or bankruptcy or other sale of all or a portion of HerSavings’ assets. Other than to the extent ordered by a bankruptcy or other court, the use and disclosure of all transferred Personal Information will be subject to this Privacy Policy, or to a new privacy policy if You are given notice of that new privacy policy and an opportunity to affirmatively opt-out of it. Personal Information submitted or collected after a transfer, however, may be subject to a new privacy policy adopted by HerSavings’ successor organization.

 

4. SECURITY OF PERSONAL INFORMATION

 

HerSavings has implemented and maintains reasonable security procedures and practices to protect against the unauthorized access, use, modification, destruction or disclosure of Your Personal Information.

 

5. NEWSLETTERS

 

You may subscribe to receive the HerSavings newsletter at [link]. Each newsletter has clear instructions about how to unsubscribe. Should You subscribe to the newsletter and later wish to unsubscribe, You can opt-out of receiving the newsletter at anytime by following the unsubscribe instructions contained therein.

 

6. USER ABILITY TO ACCESS, UPDATE, AND CORRECT PERSONAL INFORMATION

 

HerSavings wants Your Personal Information to be complete and accurate. By using the Website, You represent and warrant that all information You provide on any registration form or otherwise in connection with Your use of the Website and Services will be complete and accurate, and that You will update that information as necessary to maintain its completeness and accuracy. To confirm the completeness and accuracy of, or make changes to, Your Personal Information, please visit Your personal profile.

 

7. THIRD-PARTY WEBSITES

 

HerSavings neither owns nor controls Third-Party Websites. Accordingly, Third-Party Websites are under no obligation to comply with this Privacy Policy except with respect to Personal Information provided directly to them by HerSavings. Before visiting or providing Personal Information to a Third-Party Website, You should inform Yourself of the privacy policies and practices (if any) of that Third-Party Website, and should take those steps necessary to, in Your discretion, protect Your privacy.

 

8. PROMOTIONAL ACTIVITIES

 

From time to time, HerSavings may conduct contests, giveaways and other promotions (collectively, “Promotional Activities”). Any information submitted in connection with Promotional Activities will be treated in accordance with this Privacy Policy. From time to time, HerSavings may also ask You to participate in surveys designed to help HerSavings improve the Websites or Services. Any Personal Information provided to HerSavings in connection with any survey will be used only in relation to that survey, and will be disclosed to third parties not bound by this Privacy Policy only in aggregated form.

 

9. UPDATES AND CHANGES TO PRIVACY POLICY

 

Although most changes are likely to be minor, HerSavings reserves the right, at any time and without notice, to add to, update, change or modify this Privacy Policy, simply by posting such update, change or modification on this page. Any such addition, update, change or modification will be effective immediately upon posting on the Website. Each time You use the Website, the then-current version of this Privacy Policy will apply. Accordingly, each time You use the Website You should check the date of this Privacy Policy (which appears at the end) and review any changes since the last time You used the Website. Unless HerSavings obtains Your express consent, any revised Privacy Policy will apply only to information collected after the effective date of such revised Privacy Policy, and not to information collected under any earlier Privacy Policy.

 

Effective Date: [03/03/2011]

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